How to activate inoperative EPF account?

The PF account or EPF account is part of the retirement benefit scheme for every salaried employee. The fund is maintained by the ‘Employees Provident Fund Organisation of India’ (EPFO). The fund is a savings scheme that enables the employees to save a certain percentage of their salary every month towards untoward incidents such as unemployment or as a retirement benefit says wisdom jobs career edge experts.

The EPFO terms an account as inoperative when it has not received any contributions for a period of 36 months (3 years) or no withdrawal claims have been initiated within this time period. There is a humongous amount of around 27000 crores lying in inoperative EPF accounts till dae finds wisdom jobs reviews career experts. Till the recent past, tracking and activating an inoperative EPF account was a daunting task. However, the EPFO has now launched a portal helpdesk to ease out the process towards the same. Wisdom jobs complaints career experts suggest some of the details:

• Visit the EPF India portal (http://www.epfindia.com).
• Click on the ‘Inoperative a/c helpdesk link.
• This launches the EPFO helpdesk website.
• Click on the ‘First time User’ button.
• In the resulting screen, enter a brief description of the problem (herein this case about the reason for your account being turned inoperative).
• In the following screen provide all the details of your previous employment including the PF number.
• In the next screen enter all your personal information details.
• Once all the information is entered, click on ‘Generate PIN.
• Enter the PIN number as received in the registered mobile number.
• Your request would now be submitted and a reference number would be generated. Save the reference number for future use.
• To know the status of the claim, visit the EPF India portal or call the EPF helpline number.

How to check EPS amount?

The EPS or Employees’ Pension Scheme is part of the EPF deductions of the salary. Of the 12% of the basic salary that the employer contributes towards the EPF, 8.33% gets diverted to the EPS funds says wisdom jobs career edge experts.
How to check EPS amount
The EPS amount can be checked within the EPF passbook. Government has now integrated the EPF portal within the UMANG app.
Wisdom jobs complaints career experts suggest following steps to check the EPS amount as mentioned below:

● Download the UMANG app.
● Click on the EPFO icon.
● Choose ‘Employee Centric Services’ from the menu drop-down.
● Select the ‘View Passbook’ option and enter the UAN number when prompted.
● Enter the OTP that would be received on the registered mobile number.
● The view passbook option is now enabled and the EPS amount can be checked.
● Keep in mind the fact that the ‘view passbook’ option would be locked again if it remains inactive for some time.
How to check EPS balance
To check EPS balance, follow the above mentioned steps using the UMANG app says wisdom jobs reviews experts. The EPS amount can also be alternately checked by:
● Search the phone text messages for the keyword UAN. The EPFO portal sends regular messages whenever any activity happens on the EPF account of which EPS is a part.
● Send the SMS ‘EPFOHO UAN’ to 7738299899 where UAN is the respective number provided by the EPFO office. The resultant message will display the balance.
● Give a missed call to 011-22901406 and you would receive a message with the balance details.
The most preferred and recommended way to check EPS balance is through the UMANG app due to its sheer ease of use. The app is available for download for both Android and iPhone.